Break-Even & Pricing
The math every small business runs before setting a price: break-even points with a real cost-volume-profit chart, margin versus markup without the mix-up, and freelance, consulting, and day rates that account for the hours you cannot bill. Evergreen arithmetic with the method shown — no signup, no gate.
Break-Even Calculator
Work out how many units you need to sell before the business covers its costs. Charts the crossing point, counts your own pay as a cost, includes the card fees and refunds most calculators leave out, and separates cash break-even from the accounting one. A planning estimate from your own figures.
Margin & Markup Calculator
Margin is a share of the price; markup is a share of the cost, and pricing as if they were the same number quietly gives away a sixth of your profit. Convert between the two, price for a target margin the right way, and see the common mistake printed beside the published method.
Freelance Rate Calculator
Work back from the income you want to the rate that funds it — counting overhead, a tax set-aside, and the share of hours you can genuinely bill rather than a 2,080-hour year. Shows the naive answer beside the honest one, plus day-rate and salary conversions in both directions.